The dotxcloud website, e-mail newsletters and mobile services are information services (hereinafter: dotxcloud information services) that are provided by dotxcloud SE and the dotxcloud companies (hereinafter: dotxcloud), the use of which is subject to the following terms.

By accessing the dotxcloud information services and using their content, you acknowledge and agree that you have read and understood the following terms of use and agree to be bound by them. Please do not use the dotxcloud website if you do not agree with these terms of use.

As used below, the terms “we”, “us” and “our” refer to the dotxcloud.

Use of Content

The dotxcloud information services are available for information purposes only. The posting of content and access to the dotxcloud information services do not constitute, either explicitly or implicitly, any provision of services or products by us. Information concerning financial products or services (including insurance, asset management and banking) is only available from the relevant dotxcloud companies.

No information provided by the dotxcloud information services should be interpreted as an offer or a solicitation for an offer or as advice on investment, legal, tax or other matters. Where such advice is required, a professional should be consulted.

We endeavor to ensure that all content provided by the dotxcloud information services is up-to-date. However, we do not warrant that said information is up-to-date, accurate or complete.

All content of the dotxcloud information services is protected by copyright with all rights reserved. All rights to the pages, site content and design are owned by the dotxcloud. Content available for download may be used for non-commercial use only. dotxcloud has to be credited. Apart from that you are prohibited from creating derivative works or using any content for any purpose without the prior written approval of the dotxcloud.

The trademarks, service marks and logos (“Marks”) appearing in the dotxcloud information services are the property of the dotxcloud SE. You are prohibited from using these Marks without the prior written consent of dotxcloud.

All content of the dotxcloud information services, including, but not limited to, graphics, text and hyperlinks or references to other sites, is subject to alteration without prior notice and is provided on an “as is” basis and without warranty of any kind, expressed or implied, including, but not limited to, implied warranties of merchantability, suitability for a particular purpose, non-infringement and freedom of rights of third parties.

We do not warrant the adequacy, accuracy, reliability or completeness of any information provided by the dotxcloud information services and expressly disclaim any liability for errors or omissions therein. The user is responsible for the assessment of the information’s adequacy, accuracy, reliability and completeness.

We do not warrant that the functions of the dotxcloud information services will be uninterrupted and/or error-free, that defects will be corrected or that the dotxcloud information services or the servers that make them available are free from computer viruses or other harmful components.

Certain hyperlinks or referenced websites in the dotxcloud information services may take you to third party websites. The content of these websites has not been investigated or analyzed by us, and we do not warrant the adequacy, accuracy, reliability or completeness of any information on hyperlinked or referenced websites and disclaim any liability for any and all of their content. Any hyperlinks to other websites are offered for your convenience only and imply neither that we endorse such websites or products or services that are described there as our own, nor that we approve or deem the content to be correct.

The dotxcloud information services are not intended for any person in any jurisdiction where (by virtue of that person’s nationality, residence or otherwise) the publication or availability of the dotxcloud information services is prohibited. Persons to whom such prohibitions apply may not access the dotxcloud information services.

Reservation of Rights

We reserve the right to change, modify, add to, or remove sections of these terms of use at any time.

Any action arising out of these terms of the website shall be litigated in, and only in, courts located in Canada and you agree to submit to the exclusive jurisdiction of those courts and further agree that they are a convenient forum for you.